Get approved by one of the bad credit mortgage experts

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How long does bad credit stay on file in the UK?

If you have had bad credit in the UK and you are looking to improve it so you can apply for a mortgage you may want to know how long it will sit on your credit report.  You...
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How can I improve my credit score?

When it comes to bad credit we always recommend you pay and satisfy your debts as soon as you can. But there is a long list of ways you can improve your credit score in gen...
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What is the lowest credit score to buy a house?

There is common myth that you need a minimum credit score to secure a mortgage. But this is not true, the number you are given can be a good indication for lenders on how w...
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Can I get approved for a mortgage with bad credit?

It is still a possibility to get approved for a mortgage with bad credit, you just need the right guidance. It can still be difficult to find which is why we always recomme...
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Where can I get a loan with bad credit?

If you have bad credit and are looking for a home loan it can feel impossible and you may have even already experienced rejection from mainstream lenders. It is still possi...
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Can you refinance a mortgage with bad credit?

You may be looking to refinance a mortgage to fund home renovations or consolidate existing debts by taking out equity from your existing property. This can also be a good ...
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What is the best mortgage company for bad credit?

If you are looking for a mortgage with bad credit there really isn’t one lender who sits as the number one for bad credit mortgages. There is no one size that fits all with...
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How to get a mortgage with bad credit

I have bad credit; can I get a mortgage? It can feel impossible to secure a mortgage with bad credit, but there are lenders out there who are willing to accept your applica...
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How to apply for a home loan with bad credit

To apply for a home loan with bad credit, a specialist mortgage broker would be your safest option. They can provide advice and support on the best lender for you based on ...
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Can I get a mortgage with bad credit in the UK?

There is a common myth that mortgage lenders in the UK do not lend to those with a bad credit history. This is not the case as there are plenty of specialist lenders out th...

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FCA disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.