Get approved by one of the bad credit mortgage experts

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3 Quick & Easy Steps to Getting your Mortgage Approved

1
Complete our brief form

If you're looking for a broker, we can match you with one in minutes. Fill out our quick form and find a match without impacting your credit score! - Yes, it's that easy.

2
Get your expert

We will match you to a real human being who’s an expert in your circumstance with a proven track record at finding mortgage wins.

3
Expert advice

Get expert help and advice today for all your mortgage needs. Your dedicated expert will find you the best deal on a loan that suits you perfectly. And yes, your expert will be with you every step of the way.

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Options do still exist however, even for those with bad credit scores.

Generally, homebuyers with good credit are eligible for the best mortgage rates, but programs and loans do exist for would-be borrowers that want to buy a home, but currently have bad credit.

Getting a mortgage with bad credit
Don’t give up hope!

Even if your credit score isn't that great, contrary to popular belief, you may still be able to secure a mortgage. Borrowers with poor credit can often still obtain bad credit mortgage loans through specialised programmes that have been tailor-made just for them.

When you apply for a home loan, lenders examine your entire financial situation, as well as your credit score. However, each lender assesses loan applications differently, so whilst one may approve a loan to a borrower with a poor credit rating, another may instantly re

Options do still exist however, even for those with bad credit scores.

Generally, homebuyers with good credit are eligible for the best mortgage rates, but programs and loans do exist for would-be borrowers that want to buy a home, but currently have bad credit.

Options do still exist however, even for those with bad credit scores.

Generally, homebuyers with good credit are eligible for the best mortgage rates, but programs and loans do exist for would-be borrowers that want to buy a home, but currently have bad credit.

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Frequently Asked Questions

Yes, you may still be able to get a mortgage with bad credit from specialist lenders who will assess your situation individually. If this is your circumstance, then it helps to have a specialist mortgage broker as a go-between. Your broker will offer expert advice as they guide you through the application process.

Yes, you may still be able to get a mortgage with bad credit from specialist lenders who will assess your situation individually. If this is your circumstance, then it helps to have a specialist mortgage broker as a go-between. Your broker will offer expert advice as they guide you through the application process.

Yes, you may still be able to get a mortgage with bad credit from specialist lenders who will assess your situation individually. If this is your circumstance, then it helps to have a specialist mortgage broker as a go-between. Your broker will offer expert advice as they guide you through the application process.

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.